It is important that every driver on the road has car insurance as a precaution for accidents. If someone is hurt or their property is severely damaged in an accident, insurance may be the only way to guarantee their losses. The benefits of having insurance don’t change the facts that insurance companies in Atlanta are still businesses. In order to make a profit, insurance companies look to give only what is necessary in any car accident claim, whether they work for you or someone else. Insurance companies count on uninformed claimants to save money. With these tips, you will learn how to get what you deserve if you ever have to work with an insurance company.
A lawyer may be worth hiring
The number one thing that insurance companies don’t want you to know is that a lawyer can assist you in a claim. An experienced car accident attorney understands the complexities that are sure to emerge in an accident case. They will also have more knowledge of previous accident cases and their outcomes. This knowledge will help to advise you on whether a settlement offer is too low, making the decision to go to court much easier. Having a lawyer assist you may also intimidate some insurance companies. Insurance companies understand that people with attorneys are harder to take advantage of, and they may offer higher settlements so as not to waste time and money going to court.
Be honest and comprehensive about your injuries
This seems like a simple task but can be difficult to put into practice. Often when a person is injured, the biggest injury is what is given the most attention, but forgetting or not recognizing symptoms of other injuries can give an insurance company the chance to claim that those injuries are unrelated. For this reason, it is extremely important to be completely open with your doctor about everything you’re feeling.
Be careful about what you say
Recorded statements can be used against you. It is very important to contact a lawyer so you understand the questions that will be asked of you and how your answers will impact you. If you don’t have all of the facts you should not be answering a question about your car accident. Having an experienced car accident attorney from Atlanta will help you understand exactly what to expect.
Take notes when you interact with insurance companies
It is important to keep track of the information you are given and who you are getting that information from. If you are given false information, the notes you take will help you track down who gave it to you. You may also be asked about your conversations and if you are asked about any information you will have a reference to remind you of what was said.
Lawsuits can help you get the reward you deserve
Insurance companies would like you to believe that lawsuits are a waste of your time. The truth is, they don’t want to spend money on them or risk of losing. It is much easier for an insurance company to settle with you, but the outcome of a settlement isn’t always what you deserve. When a settlement can’t be reached, it can be beneficial to file a lawsuit.
You don’t need to sign any release waivers or contracts of any kind without seeking legal advice
This is important to understand. After the stress of an accident, you might want to see your insurance company as your protector. However, they are a business and understanding the legal paperwork and your rights will protect you from any loopholes they may be able to find to get out of covering your injuries or damages.
There are time limits
These time limits vary from state to state, so it is important to understand the laws in your local area. Taking too much time to decide what to do may hurt you in the long run. You need someone in your corner who is looking out for the many ways you can be loopholed out of the compensation you deserve.
If you or a loved one has been in a car accident, call The Patterson Cozzo Law Firm at (770)422-8840 and get a consultation today.