When you buy insurance you are told that first and foremost insurance is to protect you from life’s unexpected accidents. Insurance advertisers often use phrases that make us feel at home and comforted, to make us feel like we are “in good hands” being treated “like a good neighbor.” The truth is, when the accidents actually happen, these companies will help you out but they are not necessarily “on your side” and it can be a real shock to discover that even your own insurance company is looking at their own bottom line. At the end of the day, these companies are just that, companies. They are in business to make a profit, and this means that they aren’t always so quick to fork up the compensation you deserve.
Whether you’ve been in a minor or a major car crash and sustained minor or major injuries, you need to know what a fair settlement looks like. Injuries can affect your life and how you live it for a very long time. Are you wondering about what effect your injuries will have on your insurance company? None. They won’t be living with your injuries or your medical bills. It is important to know not only what expenses you have already seen, but also what kinds of expenses you will be looking at in the future. These can be hard to calculate without an understanding of exactly what to expect. It can be easier to understand a situation if you know the situations of other people. Who would know these situations? An experienced car accident lawyer. Atlanta is a dense area with a large population. The car accident attorneys in the Atlanta metro area are likely to have seen similar injuries and will understand the outcomes of previous cases. This knowledge can help you make the best decisions possible for your unique situation.
In the interest of saving money, many insurance companies try to rush through the settlement process. This can have devastating consequences if an injury worsens or is ignored. At minimum, consult with a car accident lawyer to ensure you are being compensated fairly. Even if your insurance company isn’t actively trying to settle for lower than they should, there may be things that get overlooked in the process of filing paperwork. An experienced lawyer will be able to go through these documents to ensure that the insurance company is calculating your settlement correctly. While your insurance company isn’t exactly on your side, your lawyer will be. Your injury lawyer will stand up to the often intimidating insurance company to make sure you keep all of your rights.
While hiring a lawyer is often a given, which lawyer you hire matters. When insurance companies know that a lawyer has a reputation for winning lawsuits against them, they are more likely to settle reasonably the first time, saving themselves, and you, more money and stress. If you or someone you know has been hurt in a car crash in Atlanta, call The Patterson Cozzo Law firm at (770) 422-8840.